Restructuring of Ghanas’ Debt: Lowers Bank Earning Due to Increase in Loans.

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Although Ghana may now breathe a sigh of relief after the IMF approved its $3 billion loan request, some Nigerian banks’ financial records were hurt by the country’s debt restructuring.

Quite a few Nigerian lenders with operations in the nation have taken provisions totaling more than N200 billion as a result of Ghana’s debt restructuring.

For GTCO, the loan impairment for 2022 increased by 41%, from N8.531 billion in 2021 to N11.986 billion.

While GTCO’s profits only increased by 3% in 2022, they increased by 13% in 2021.In addition to the effect on Nigerian banks, the debt restructuring in Ghana also had an adverse effect on a few South African banks.

Punch.

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