Afreximbank profit rises to $1.15bn as assets hit N56.7trn in 2025 financial results

The African Export-Import Bank (Afreximbank) has reported strong financial results for the 2025 fiscal year, posting solid growth in profitability and expanding its balance sheet to support trade financing across Africa and the Caribbean. The bank continues to position itself as a key driver of regional economic integration and development finance.

Afreximbank’s net profit rose to $1.15bn (about N1.5tn), marking an 18 per cent increase from the $973.5m recorded in 2024. The growth reflects higher demand for trade finance and infrastructure-related lending, as African economies continue to seek funding support amid global economic pressures.

Total assets climbed by nearly 20 per cent year-on-year to N56.7tn, driven largely by a surge in loans and advances to sovereign governments and corporate borrowers. Interest income also strengthened significantly, reaching N4.2tn, underscoring the bank’s expanding lending activities and its role in financing cross-border trade.

The institution also recorded improvements in revenue diversification, with net fees and commissions rising to N252bn. While impaired loans (Stage 3) increased slightly to N76.8bn, overall credit quality remained stable, supported by a strong rise in performing assets to N44.3tn and a decline in Stage 2 loans to N1.0tn, indicating tighter risk controls.

Looking ahead, Afreximbank expressed optimism about the African Continental Free Trade Area (AfCFTA) and deeper economic ties with the diaspora. With shareholders’ funds rising to N11.2tn and total liabilities at N45tn, the bank says its strong capital base will support continued expansion, even as it navigates global financial uncertainties.

source: punch